Excess is used to refer to additional amounts of money that need to be paid for services and activities that were not originally planned or taken into account.
The excess on an insurance policy is a sum of money which the insured person has to pay towards the cost of a claim. The insurance company pays the rest.
2. immoderation as a consequence of going beyond sufficient or permitted limits
3. the state of being more than full
4. excessive indulgence;
"the child was spoiled by overindulgence"
Adjective
1. more than is needed, desired, or required;
"trying to lose excess weight""found some extra change lying on the dresser""yet another book on heraldry might be thought redundant""skills made redundant by technological advance""sleeping in the spare room""supernumerary ornamentation""it was supererogatory of her to gloat""delete superfluous (or unnecessary) words""extra ribs as well as other supernumerary internal parts""surplus cheese distributed to the needy"